The Art of Retirement –
The Benchmark of Achievement
Empowering Plans and Tools for Individuals and Families
Alerus Retirement Solutions helps build retirement plans by providing you with the infrastructure, technology, experience, service, and resources to empower you with the knowledge to make the right, intelligent decisions to maximize your financial nest egg. It's easy to get the job done right when you have the right tools. Build your retirement plan knowledge by visiting the following online resources:
Resources
- Education Book This easy-to-read booklet guides you through the process of how to plan, save, and invest for your retirement.
- Calculators Help determine how much you should save each month, how much you can take at retirement, and the amount you may receive from social security.
- On Track Newsletters Check out our library of On Track newsletters for helpful articles on a variety of topics.
- Investing and Diversification This website provides useful information and articles on how to invest and diversify your assets.
- Redemption Fees Learn more about redemption fees, what they are, who imposes them, and learn how they may effect you.
- Excessive Trading Learn more about excessive trading policies and how they may effect you.
- Funds that Impose Excessive Trading Rules An up-to-date list of funds that impose excessive trading rules.
- Funds that Impose a Redemption Fee An up-to-date list of funds that impose a redemption fee.
- How to Read Your Statement Provides an overview of the sections in a standard participant statement.
E-Newsletter Articles
- Summer 2010-Roth IRA Conversions: should you pay tax now or later? Keep the following in mind before you decide.
- Summer 2010-When Bad Times End, Remember the Bad Times Good habits can help build a future of financial strength.
- Summer 2010-Should Signs of Recovery Change Your Course? Before you start tinkering with your investment strategy, make sure you have the right plan.
- Fall 2010- Roth IRA Conversions Four things you may not know
- Fall 2010- Your 1040 Could be a Gold Mine John Kilroy, a Vanguard financial planner with more than 30 years of tax planning experience, suggests in an interview that you examine your past 1040.
- Fall 2010- Juggling Multiple Financial Goals It’s tempting to place the highest priority on the goals that are nearest on the horizon...
- Winter 2011- Tax-law extension preserves At last, taxpayers can plan for 2011 with some assurance they know the rules of the game.
- Winter 2011- 6 Timeless Tips for Successful Investing No matter what’s happening in the financial world, these enduring tips can help you achieve investment success.
- Fall 2011 - Stormy Weather Stock prices rise and fall every day. That’s perfectly normal. In fact, you’ve probably noticed periods when the stock market...
- Fall 2011 - Don’t Just Do Something— Stand There! Let’s say you have a friend—let’s call him Chuck...
Participant Website
- Retirement Participant Website - New Features! We are excited to announce the following enhancements to our participant website: Quicken integration, Enhanced mutual fund data, and Fund prospectus history
Plan Sponsor Website
- Introducing Plan Gateway We are proud to announce the launch of our new plan sponsor website! “Plan Gateway” has many features that allow for easy navigation, efficient and secure data transfer, as well as more control over participant information.
Participant Statement Articles
- Make It Last
- Take Credit for Saving When you contribute to your employer-sponsored retirement plan, you may be eligible to claim the “saver’s credit” on your federal income-tax return...
- Not So Average Strategy Find out more about dollar-cost averaging.
- The Power of Compounding Compounding is a powerful process that can help you grow your retirement savings. It starts when...
- Invest Instead When you're looking for places where you can cut back so you can save more for retirement, one area to focus on is what you spend on the things you want but don't really need...