Alerus Retirement Solutions
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Login Resources
Investment Products:
Not FDIC insured, no bank guarantee, may lose value
RESOURCES

Compliance and Plan Administration:
2007 Regulatory Briefs: Prior year participant limitations and plan compliance dates.

Payroll Submission Guidelines and links to Contribution Upload and Online Contribution Entry instructions.
Contribution Upload: This process is recommended for plans with less than 50 participants.
Online Contribution Entry: This process is recommended for plans with more than 50 participants.

Pension articles and commentary: Mckay Hochman provides useful insights to keep you up to date on pension legislation.

Frequently asked questions: Assists you in answering everyday questions and provides information on processes and procedures. 

Forms reminder: To ensure there are no delays in processing your participant's request, please always use the current form found on the website.

Investments:
Current market update: Get the latest updates on what took place in the market today.
What are Redemption Fees and when are they charged?
List of funds that charge redemption fees
What is an Excessive Trading Policy?
List of funds that have Excessive Trading Policies.

Alerus Retirement Report library:
Spring 2008
Are you personally liable for your retirement, Investment Update, DOL-proposed rule on employee withholding
Winter 2008
QDIA - A possible solution to Participant Default Investment, U.S. Stocks offer modest returns in 2007
Fall 2007
Restatement of "Prototype" Plans: 2008, Beneficiary tax planning, Credit "Crunch" forces the Fed to recue financial markets
Spring 2007
Who is a fiduciary and why does it matter, Investment Update
Winter 2006
Transforming Domestic Relations Orders into "Qualified Domestic Relations Orders", Investment Update
Fall 2006
Congress Passes Pension Reform, What your Mother Didn't Tell You About Deferred Compensation, Investment Update
Fall 2005
Roth Deferrals-Employers should know all their options, Timely Deposit of 401(k) deferrals and loan payments, Investment Update

Other Retirement Links:
Department of Labor (Employee Benefits Security Administration)
IRS Retirement Plan Community